Panacea Wealth , a part of Panacea Finserve And Consulting,  is a bespoke and licensed wealth management distributor with over two decades of experience in distributing of investment products to HNIs , UNIs and Corporates.  We offer unbiased access to a wide range of investment and financing solutions across asset classes, mentioned in detailed below. The product offerings are tailored to meet diverse investor needs and their risk profiles. All wealth solutions are given through strict adherence to the regulator guidelines and with best in class service standards . Below are the broad categories of financial products distributed by us:

Mutual Funds ( MF)

We facilitate investments across a broad range of mutual fund schemes, including:

• Equity Funds

• Debt Funds

• Hybrid Funds

• Index & Passive Funds

• ELSS (Tax-saving Funds)

Mutual funds help investors participate in capital markets with professional fund management and diversification.

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Portfolio Management Services (PMS)

Portfolio Management Services are designed for high-net-worth investors seeking customized investment strategies.
Key features include:

• Discretionary and Non-Discretionary PMS options

• Personalized portfolio construction

• Direct equity and debt exposure

• Regular portfolio reporting

* PMS investments are subject to higher risk and are suitable for investors with a long-term horizon. Minimum ticket size is INR 50 Lacs 

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Non-Convertible and Market Linked Debentures (NCDs and MLDs)

We advise on listed and unlisted NCDs and MLDs issued by reputed corporates, offering:

• Fixed or periodic interest payouts

• Short to long-term maturity options

• Secured and unsecured structures

* NCDs can be suitable for investors seeking predictable income, subject to credit risk.

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Bonds

We provide access to various bond instruments, including:

• Government Bonds

• Corporate Bonds

• Tax-free Bonds (where available)

• Listed Debt Securities

* Bonds help in portfolio stability and income generation depending on issuer quality and tenure.

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Corporate Fixed Deposits ( Corporate FDs)

Corporate Fixed Deposits are offered by well-established companies and provide:

• Fixed returns over a defined tenure

• Higher interest rates compared to bank FDs (subject to risk)

• Cumulative and non-cumulative options

 

Alternative Investment Funds (AIFs)

Alternative Investment Funds  are privately pooled investment vehicles regulated by SEBI and designed for sophisticated and high-net-worth investors.

We facilitate access to the below categories of AIFs :

• Category I AIFs – Invests in sectors like Startups, SMEs, Infrastructure, and Social Enterprises, etc.

• Category II AIFs – Private Equity, Debt Funds, Real Estate, Stressed Assets, Private Credit, Structured Credit Funds, etc.

• Category III AIFs – Long-short funds, hedge strategies (where permitted), etc.

Key characteristics:

• Higher minimum investment threshold (INR 1 Crore)

• Longer investment horizon

• Potential for enhanced risk-adjusted returns

• Suitable for sophisticated  investors with higher risk appetite and understanding of complex products

* AIFs may invest across equity, debt, real assets, and structured opportunities depending on the fund strategy / PPM. Minimum ticket size is INR 100 Lacs 

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Insurance Products 

Our insurance distribution services focus on comprehensive risk protection through Life, Health, and General Insurance Solutions. By working with established Insurance Partners across the three verticals, we help clients strengthen their financial resilience and protect long-term wealth.

* Insurance products protect wealth, manage risk, and ensure long-term financial security.

 

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Loan Against Securities (LAS)

Loan Against Securities allows investors to unlock liquidity without selling their investments.

Eligible securities may include:

• Mutual Funds

• Shares

• Bonds and other approved instruments

* LAS is useful for short-term funding needs while retaining long-term investment exposure.

Investments in Mutual Funds, PMS, Bonds, NCDs, AIFs and Corporate Fixed Deposits are subject to market and credit risks. Past performance is not indicative of future results and the value of investments may fluctuate due to market conditions, economic factors, interest rate movements and other risks. Investors are advised to read all related offer documents carefully before investing. Investment decisions should be made by investors based on individual risk appetite and financial goals and also on the basis of the intrinsic costs involved in an offer document and total cost structure (TER).

We are a SEBI regulated Mutual Fund and PMS Distributor registered with Association of Mutual Funds in India (AMFI) and Association of Portfolio Managers in India (APMI) and do not charge any fees to the investors for distributing these investments products. We deal in regular plans only and  earn a trail commission on the investment products distributed by us. Except for MF and PMS, all other investment products are distributed by us a sub-broker.

AMFI Registration Number 350290 (For MF) – Valid till 02.01.2029

APMI Registration Number : APRN – 08256 (For PMS) – Valid till 17.01.2029