We understand that each business has unique financial needs and goals, hence we have partnered with multiple lending institutions for doling out solutions across products for our corporate clients. Our solutions are designed to provide tailored financial support that drives growth, enhances operational efficiency, and optimizes your capital structure. Explore our suite of products and services crafted to meet the diverse requirements of businesses of all sizes and industries

Corporate and SME Finance Products :

• Term Loans: Secure long-term financing to support major investments, expansion projects, or capital expenditures. Our term loans offer flexible repayment options and competitive interest rates to help you achieve your strategic objectives.
• Revolving Credit Facilities: Manage your working capital needs with ease using our revolving credit facilities. These flexible lines of credit allow you to draw funds as needed and repay them over time, providing the liquidity necessary to navigate seasonal fluctuations and unexpected expenses.
• Bridge Loans: Access short-term funding solutions to bridge the gap between immediate financial needs and longer-term financing arrangements. Our bridge loans are designed to provide quick, reliable capital during transitional periods.
• Non-Convertible Debentures:  We offer specialized financing solutions through Non-Convertible Debentures (NCDs) for rated companies to help businesses raise capital efficiently while preserving financial flexibility. NCDs are a popular choice for companies looking to secure long-term debt financing without diluting ownership or converting debt into equity.
• External Commercial Borrowings (ECB) : We offer tailored solutions for businesses seeking to leverage External Commercial Borrowing (ECB) to meet their financing needs. ECBs provide a valuable avenue for companies to access foreign funds for various purposes, including expansion, modernization, and refinancing, while navigating global financial markets.      
• Asset-Based Lending: Access flexible financing by leveraging your company’s assets, including inventory, equipment, and receivables. Our asset-based lending solutions provide working capital while minimizing collateral requirements..
• Special Situation Financing :  We provide special situation financing to businesses encountering unique or atypical circumstances that standard financing options may not effectively address. These situations can arise from various factors, including financial distress, strategic transitions, share buy backs, complex mergers and acquisitions, or unique growth opportunities.
• Real Estate Financing : Fund your large construction projects with our tailored construction loans. Whether you’re developing new properties or renovating existing ones, we offer financing solutions designed to cover costs and support project completion. 

Working Capital Solutions:

• Trade Finance: Enhance your international trade operations with our trade finance solutions. From LC/ BG / SBLC to trade receivables financing (factoring), Supplier’ Credit and Pre/Post Shipment Credit we offer tools to manage risk, optimize cash flow, and facilitate smooth transactions with your local  with global partners.
• SID and PID:  Improve your cash flow by leveraging your accounts receivable. Our financing options allow you to receive immediate funds against outstanding invoices (SID) and helping you maintain liquidity and support ongoing business operations by paying your outstanding invoices (PID). This helps to reduce your overall borrowing costs.
• Supply Chain Financing: Strengthen your supply chain with our financing solutions tailored to suppliers and buyers. We help optimize working capital by offering financing options via Dealers’ Finance and Vendors’ Finance structures

Why Choose Us?

• Expert Guidance: Our team of experienced corporate bankers provides expert advice and personalized solutions to meet your specific needs and optimize your capital structure.
• Flexible Solutions: We offer a range of products with customizable terms to fit your business’s unique financial requirements.
• Efficient Service: Benefit from streamlined processes and responsive service designed to help you achieve your financial goals quickly and effectively.

At  Panacea Finserve & Consulting , we are committed to supporting your business with innovative corporate banking and lending solutions. Contact us today to learn how we can help you achieve your financial objectives and drive sustainable growth.